Excerpt from The 9 Steps to Financial Freedom by Suze Orman, plus links to reviews, author biography & more

Nine Steps that Guarantee You'll Never Worry About Money Again

Step 1. Think back to your formative experiences with money and consider what these memories have taught you about who you were then and how they affect who you are today.

Step 2. Replace your financial fears with new, positive, empowering messages (i.e. "I have more money than I will ever need"; "I am in control of all my affairs"; "I have the power to put my money in good hands").

Step 3. Be honest with yourself about your current financial status and decide how you want to start spending your money.

Step 4. Be responsible to those you love by taking care of these "must-do's" wills, trusts, life insurance, durable power of attorney for health care, long-term-care insurance, and estate planning.

Step 5. Respect yourself and your money by investing wisely in retirement plans, stocks, money market accounts, and mutual funds and by eliminating credit card debt. Your actions will give that respect meaning.

Step 6. You must trust yourself more than you trust others. Pay attention to your inner voice it will tell you if how and in what you are investing is right for you.

Step 7. Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours.

Step 8. Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there.

Step 9. Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money.

Excerpted from The 9 Steps to Financial Freedom by Suze Orman. Copyright© 1998 by Suze Orman. Excerpted by permission of Crown, a division of Random House, Inc. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission from the publisher.